Voice your opinion today and hear what 6788 customers have already said. Much easier than I thought it would be. Learn more about Upstart and its products by browsing the services it offers. Upstart is an online lending marketplace that provides personal loans using non-traditional variables, such as education and employment, to predict creditworthiness.. Great experience. 5 Stars for Upstart! Needed money fast to get out of a bad living situation due to divorce. Upstart consumer reviews. No penalty for early pay off of loan. I truly enjoyed the quick, convenient and easy application.If the funds are available next day, even better if funds are available next day. Relaxed credit score requirements 3. 1. Thank you Mrs. Lopez. This online lender was founded in 2012 by former Google executives to make loans available to more people through AI. Highly recommend! 4.9 out of 5 stars. Upstart also charges a late payment fee of $15 or … © 2021 Trustpilot, Inc. All rights reserved. Was pretty easy to finance and upload all the documents. I’m working on paying down high interest credit card balances and want to consolidate my debt. It was a no hassle process that I started and finished within 15 minutes, and was able to tailor to my needs. I am hoping to finish my home renovations and pay this loan off quickly. Super simple - easy and funds expected same day! Upstart Review. It's still way better than paying thousands of dollars of interest to your credit card companies. Upstart is presently working with some banks to make your loans possible, we will mention them and their review about Upstart. Quick, fast, easy, and efficient are all accurate descriptors of how they handle their business. The best thing is that only a "soft pull" was done to give me my initial rate and didn't further affect my credit score until I was ready to accept. This speaks volumes to the customer satisfaction that many of it's clients feel. Upstart approved me based on my education and employment history. Customers … Upstart distinguishes itself from some of the other online peer-to-peer lending platforms in that it offers loans to those who don't have good credit and doesn't always charge an origination fee.It also differs in how it treats those with average credit or even no credit because it uses a unique underwriting model that can make it easier to qualify for a loan. Upstart has 5 stars! Upstart has 5 stars! Upstart.com is a new website which is taking an interesting approach to personal loans, investment, and development by giving funds to recent college graduates so they can follow their dreams. You made my life! Check out what 6,788 people have written so far, and share your own experience. Easy application process 5. super quick and easy process with many great options. Have no history of personal loans and I was approved for an amount that will help significantly in just a few minutes. I highly recommend Upstart to anyone looking to get their finances in order or whomever may be in need of a quick loan (as opposed to getting a home equity loan-lengthy process). Founded by ex-Googlers, Upstart goes beyond the FICO score to finance people based on signals of their potential, including schools attended, area of study, academic performance, and work history. Voice your opinion today and hear what 6788 customers have already said. The only thing I felt uncomfortable about was giving my login credentials to verify my account. To my surprise, it was very easy and quick. The people on the phones were very polite and understanding.Thank you. Looking forward to working with Upstart! The process to apply was quick and efficient. Over 80 percent of the 300 plus reviews for Upstart personal loans are four and five stars. 4.9. www.ups tart… Quick Review: Upstart loans are best for people with good or excellent credit because they offer APRs as low as 6.18% to the most creditworthy customers.Borrowers can also take out loans of up to $50,000, which is great for debt consolidation, home renovations and more. and easy approval, process was completely automated and allowed me to get a good used car for my work. My credit score is not great and I've been struggling to pay off my credit card debt. Upstart advertises APRs between 7.98% and 35.99% as of the time of publishing. I had looked at offers of other online loaner and their rates were much higher. I love the fact that there are no gimmicks. I have had two loans from them and it was exactly the same both times. Good Online Reviews – Upstart has extremely good online reviews when compared to many other online personal loan companies. It was easy and the terms did not change and the process went as they indicated it would. Upstart is the best loan company to use. Many commend Upstart as an online lender that is fast, transparent and trustworthy. This was the best experience I have had with customer service in a long time. Upstart was created by ex-Googlers and boasts the AI (Artificial Intelligence) platforms’ ability to provide fair and fast personal loans. I'm already starting to feel less stressed. Upstart is really great, it is simple all directions are clear and if you needed to speak with someone its just one phone call away. This may include an origination fee between 0% to 8%, which Upstart takes from your loan before sending it to your bank account. The process was easy, my rates are reasonable, and I'm on my way to less financial stress. Overall it was simple no headaches and every part of the process was clear. 1 2%. Happy customers. Upstart Personal Loans is offered by Upstart, a marketplace lending platform founded in 2012 and based in San Carlos, CA. Upstart Personal Loans Reviews. Upstart partners with banks to provide personal loans to customers. The rate I obtained, while not the best due to my over-extended credit, was fair. So quick and easy with great rates. I normally don't apply or inquire about credit card consolidation but I must say this was actually very satisfying as opposed to a bank. I’m now approved for a loan with Upstart and now a step closer to financial independence. You can pay off your loan early and not be penalized, but keep in mind that if you pay early, you do not get refunded the interest rate you'll be paying. Every thing straight forward very easy to get loan.Highly recommend!!! The entire process took less than 5 minutes. Upstart personal loans come with rates that range from 8.27% to 35.99%. Loan: From $1,000 to $50,000; Upstart is a professional and organized social lending platform focused on helping people achieve their financial goals. Upstart is an online lending marketplace that provides personal loans using non-traditional variables, such as education and employment, to predict creditworthiness. This loan was super simple and very quick - most appreciative! See BBB rating, reviews, complaints, request a quote & more. Founded by ex-Googlers, Upstart goes beyond the FICO score to finance people based on signals of their potential, including schools attended, area of study, academic performance, and work history. The rate was fair, and they gave me a great amount. Very efficient and straightforward. Loan process was so timely and efficient. Upstart Personal Loans Review. I began the process to obtain a large purchase loan through Upstart...within one week the loan was approved. THANK YOU UPSTART for helping me out. | Read 761-780 Reviews out of 5,911. I enjoy doing business with Upstart. Upstart was founded in 2012 and is based in San Carlos, CA. If you're looking to deposit $25,000 or more into a savings product, this may be the right bank … If approved, Upstart can get the funds to your bank account as soon as the next business day. Typical time to funding: two to seven days 6. This company has great customer service every single person I've talked through through this process was wonderful I hit a snag with approval but they all worked with me and was able to resolve the issue quickly I am so grateful that they were all professional and worked with me to resolve the issue to secure this loan definitely if I could give them six stars I would! Neither Upstart nor its bank partners have a minimum educational attainment requirement in order to be eligible for a loan. 4 5%. 5 93%. Thank you, Upstart! Categories My Reviews My Settings Install App Help Log out ... Upstart Reviews 6,562 • Excellent . 383 Reviews. We have been waiting for our credit score to improve. Upstart has 5 stars! I have been with Customers Bank for over 3 years, and find that the people are great to work with -- like family. “ Upstart’s digital experience is seamless and feedback from our customers is exceptional, with NPS of more than 80. They are efficient, quick, and if you have questions they are very helpful. Funds received quickly. Do you agree with Upstart's TrustScore? Use of funds must be in accordance with Upstart's Acceptable Use Policy . Easy to navigate and understand!Claire V. This was the fastest and quickest process, I had a call with James Monday the 18th of January and let me say it was because of James that all my questions are now answered and I have a better understanding of what to do. It all went smoothly and I'm waiting for the deposit tomorrow. In 2019, the Consumer Financial Protection Bureau received 11 personal loan-related complaints about Upstart. Upstart has 5 stars! Great Customer Reviews. Highly recommend their loan services. Will recommend them to all my friends! Upstart has an A+ rating with the Better Business Bureau. Bank in Sandy, UT. The disclaimer made it sound like it was. Categories Even the loans given to you based on your personal information are easy to understand. Among LendingTree reviewers — MagnifyMoney is owned by LendingTree — 76 percent of borrowers recommend Upstart, though most of those recommendations came prior to 2016. Now that I'm making more than double that and I've been at my present employer over two years, I decided to take care of those nagging cards. Excellent services an support, very fast response. Some of those ratings came from clients who have used Upstart more than once for the funding they needed, which is always a good sign. Do you agree with Upstart's TrustScore? I did read ALL of the documents to ensure I wasn't signing something weird. Upstart Personal Loans is available in 49 states (and Washington, DC). Do you agree with Upstart's TrustScore? There are two other methods and I chose the VOID check method. Our proprietary underwriting model identifies high quality borrowers despite limited credit and employment experience. Upstart. The founding team includes Dave Girouard, former President of Enterprise Google, Paul Gu, a Thiel Fellow, and Anna Counselman, former Manager of Global Enterprise Customer Programs and Gmail Consumer Operations at Google. I got approved within seconds and the process was pretty smooth and efficient, highly recommended! Fast approval process, received funds within days. No prepayment penalty From Borrowers in the last year. Great streamlined process. Could not be more pleased. Outstanding process, it was fast and easy. Excellent experience! The senior leadership does a great job of keeping employees informed of how we are doing as a company and the vision of what we need to … 3. 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